Haybe Nur Cabdiraxmaan, 47, from nearby Mickleover, has been charged with the murder of Gurvinder Johal.
The 37-year-old died after he was stabbed inside a Lloyds bank in Derby on Tuesday, the Crown Prosecution Service said.
Cabdiraxmaan is due to appear at Southern Derbyshire Magistrates’ Court on Thursday.
A second man, in his 30s, who was arrested in connection with the incident, has been released with no further action, Derbyshire Constabulary said.
Samanatha Shallow, deputy chief crown prosecutor in the East Midlands, said: “Mr Johal died after a stabbing inside Lloyd’s bank in St Peter’s Street, Derby, after 2.30pm on Tuesday, 6 May.
“Our thoughts remain with the family of Mr Johal at this time.”
Every defendant has the right to a fair trial, Ms Shallow said, as she warned people against speculating about the incident online.
Mr Johal, who was said to have been known to friends as Danny, was pronounced dead at the scene after the emergency services were called at around 2.35pm.
In a tribute given to the Derby Telegraph on Wednesday, councillor Ajit Atwal, leader of the Lib Dem group on Derby City Council, who knew Mr Johal, called him “humble, quiet” and “kind” and someone who “would always go above and beyond for everyone.
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“His family are devastated and cannot understand what has happened.”
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